Company Profile

Executive Profile

The BULLIONBLOCK ecosystem is an enterprise-level P2P community platform www.BullionBlock.World that integrates with a multifaceted business model — comprised of four individual yet complementary fintech businesses which operate through the BULLIONBLOCK eWallet; the Digital Financial Services www.CashCrossBorders.com and www.BullionBlock.Cash the decentralized Digital Exchange www.CryptoMint.Exchange and the R&D Lab www.BullionBlock.Tech

BULLIONBLOCK will operate two payment gateway platforms to the global market. Namely the CashCrossBorders.com as a SWIFT service, and BullionBlock.cash fintech as a Blockchain service.

Each business operates completely independently, this enables natural synergies, financial security and collective know-how that is derived from operating across interdependent disciplines in the financial technology sectors.

BULLIONBLOCK in Hong Kong will launch stage 1 of the worldwide money/financial services blockchain platform. The company will submit various financial service license applications including the Money Service Operators License (MSOs) to the Commissioner of Customs & Excise Department (CCE) of HK.

In 2019, BULLIONBLOCK LTD. is set to launch the first global FinTech backed by physical Bullion on Blockchain. The company will embrace emerging payment innovations to offer differentiated value-adding digital experiences; this will deepen the relationships with our users that will lead to a dominant place for BULLIONBLOCK in the changing global financial industry market landscape.

The BULLIONBLOCK platform will deliver instant and secure private options for remittance and financial transactions that will be protected by physical Gold and Silver bullion, which will be stored in Singapore, the Gold hub of Asia, and the Cayman Islands.

BULLIONBLOCK exists to create a new mobile digital financial experience — one that is diverse, transparent and honest.  We will challenge industry norms by empowering our team to build FinTech products with a clear benefit to all people and the global community. We are building a global platform based on open banking principles that will constantly evolve to deliver new personal digital experiences for everyone.

BULLIONBLOCK is the world’s first digital fintech money platform backed by Gold and Silver assets allowing anyone, anywhere, to achieve financial autonomy free from the clutches of third parties such as banks, payment processors, and credit networks. The BULLIONBLOCK aim is to make mobile personal financial and payments easy, accessible, and coordinated on our highly efficient, Blockchain platform.

BULLIONBLOCK will deliver a seamless financial ecosystem that combines an evolved regulatory blockchain algorithm with artificial intelligence to finally put financial power back where it belongs – in your hands!

BULLIONBLOCK is a highly scalable business model, our conservative financial forecasts outlined in the White Paper show how the company business plan creates more annual profitability and amazing growth opportunities while avoiding high cost increases by maintaining low operating overhead.

The business plan strategies will increase customer base signups for online remittance services resulting in scalable revenue potential through the Blockchain labor-saving technology.

The BULLIONBLOCK team are an international, culturally diverse gifted experienced business people, financial services experts, technologists, creative’s, academics, mining industry experts and effective managers, designing the future of mobile money services.

The business model is destined to evolve into open-banking. The fintech is designed to protect all customer accounts with physical bullion, by allocatting the same amount of value in bullion as the total amount in flat and/or crypto currency deposited into the account balance by the user.

Our Personalized Customer Service

BULLIONBLOCK wants to make it possible for our customers to have the best digital experience when using our products. We will not only deliver amazing customer service, we will be delivering amazing personalized customer care. We do not see our Users as mere customers; we see our customers as people and want them to have an easy, fun and empowering experience.

The level of customer service we plan to provide requires collaboration across the entire organization. Our strong business imperative model for collaborative customer service will increase cross-selling and up-selling opportunities; this will enhance the new customer digital experience our platform will provide.

Our company H2H service delivery of ‘People Before Profit’ and commitment to maximizing profit for the company will ensure our HR system employs people who are not only tech savvy, but who are people savvy and have empathy with a genuine care for their environment and other people.

The BULLIONBLOCK Customer Care Centre has been designed to operate as a live ‘Concierge Service’, to provide much more than just the normal customer service centre services. Our company will genuinely value our customers, our objective is to not only meet the demands and preferences of the our target markets, but to provide 1-to-1 type experience with personal service interactions.

The Concierge feature will not only be built into our App, but we will also have on our website a local number call cost from any country in the world to our 24/7 Customer Care Service Centre. The App will also have features such as, Click-To-Call and Live Chat, so we can address our customer’s needs in the moment. For Example: 1. Uber – I need a cheap taxi now 2. Tinder – I want a hook-up now

Our Agenda

  • is to lobby for a financial system that is free from failure and economic distress caused by the banking sectors moral hazard, and to stop the abuse of power that is a result of a concentrated market.

We will realize this agenda

  • by offering an alternative to the threats and risks that affect the freedoms of humanity from the financial system: and,
  • promote financial inclusion to the 2 billion unbanked people around the world: by,
  • providing the borderless platform that creates financial independence for all individuals, households and businesses regardless of geographical location;
  • thereby contributing to the growth of the global GDP.

BULLIONBLOCK will target the incomplete financial services market

An incomplete market exists when the available level of supply is not enough to meet the needs and wants of consumers, in other words, when only a proportion of potential demand is met.

  • There is around 2 billion adults in developing nations without a bank account.
  • Along with 10 million US households without a bank account.
  • And over 1.5 million UK adults that are also unbanked.
  • There is over 3 million Australians experiencing financial exclusion.

BULLIONBLOCK is as equally committed to maximizing profit as it is dedicated to the Philosophy of ‘People Before Profit.’

BULLIONBLOCK is creating efficient, highly secure, and sustainable mobile digital financial solutions that put people before profit. Offering the lowest fees worldwide based on innovative Blockchain technology, BULLIONBLOCK is aimed at converting the world’s unbanked population into contributors on the global economic level.

Our purpose for these solutions is to improve living standards in developing countries by empowering everyone with the same economic might developed countries have enjoyed for decades. BULLIONBLOCK is designed for everyday personal banking, business banking, as well as for the banking needs of local, state and federal governments.

Our business plan aims to service the One Belt, One Road corridor from Asia to Europe – Beijing to Berlin and beyond. Our expansion plan is divided into three regions: APAC, EMEA, LATAM.

The BULLIONBLOCK e-Wallet is a multi-currency account that lets you hold money in most fiat currencies along with the main cryptocurrencies. One account to pay bills, send money, receive money, and or spend money all around the world.

Our low transparent fees saves the user money by converting between the currencies at the real live exchange rates, with NO hidden fees we will be much cheaper than the banks and other current financial institutions.

STRATEGIC WORKFORCE DIRECTION

BULLIONBLOCK LTD will structure a reliable workforce plan that is aligned with the expansion endeavors of the company. Workforce planning is not an event but rather a continuous process that guarantees attainment of our short-term and long-term goals. We will continuously look into technological demands, external and labor needs as well as the objectives as we seek to explore endless opportunities for the commercial digital financial services. Strategies are also crafted as well as the laying bare the implementation strategies to be adopted so that we meet the current and future objectives of BULLIONBLOCK.

We understand that both internal and external demands and changes shape the desired workforce. We endeavor in aligning the human resources with the internal and external requirements including objectives, policies and labor trends.

Our Primary objectives are

  • Promoting required skills and providing satisfactory services consistent with the dynamic needs and expectations of both our clients and society in general.
  • Ensuring that employees match their roles and that they express their determination to meet our current and future needs.
  • Retaining, attracting and developing reliable exceptional staff.
  • Building a positive organizational and employee culture that promotes quality, efficiency and equality.

Our primary business functions are Digital Mobile Personal and SME Business financial money e-Wallet products, backing Deposits with physical Bullion Assets, Debit Card, Remittance, Payment Gateway and Customer Support.

BULLIONBLOCK plans to roll out an online mobile money App incorporating AI Blockchain technology from Hong Kong to capture market share in the Asia pacific region as the first strategic business service. This will create a digital platform where customers will actively interact with our personnel.

The second strategic roll out will be increasing investment and innovation by expanding our coverage across different regions starting in Malta to cover the EU, then followed by the UK and the USA so that we can reach more people and improve our earnings.

Thirdly, we will embark on cutting the unnecessary operating costs including recurrent expenditure. Lastly, the company will recruit new talent as well as teach new required skills among the retained employees. This will help them keep tabs with the changing trends inside and outside their working environment as the company expands worldwide.

Diversity Policy

BULLIONBLOCK’s Gender Diversity Strategy acknowledges the value of a gender and culturally diverse workforce.

The BULLIONBLOCK Diversity Strategy aims to ensure that gender and culture is not a barrier and equality exists in all our employment policies and processes including recruitment and retention, career development, performance management, promotions and transfers, training and development, identification of high potentials and succession planning.

We will achieve Gender equality by not looking at women or men as different but by challenging industry norms.

Everyone is able to access and enjoy the same rewards, resources and opportunities regardless of whether they are a woman or a man, and or their cultural backgrounds and heritage.

Our company is committed to ensuring that all workplace policies support and enable gender and cultural diversity throughout the career lifecycle of our employees.

Our company workplace has equal outcomes for women and men regardless of cultural backgrounds, and provides:

  • Equal remuneration for women and men for work of equal value
  • No barriers with full and equal participation of women and men
  • No discrimination of any sort particularly to family and caring responsibilities for both women and men but also for carers

BULLIONBLOCK has an inclusive and equitable workplace culture that provides the basis for fully utilizing the different and complementary strengths that a culturally diverse workforce of men and women bring to their workplace and share with their teammates.

Our company offers flexible and empowering work practices that enable the attraction, retention and optimal utilization of diverse cultural and gender talent.

THE GLOBAL BANKING PROBLEM

Of great concern to BULLIONBLOCK is the macro picture that is emerging in the economic markets. People are starting to question the on-going ability of the monetary and banking systems to manage interest rates. Therefore it is not unreasonable to postulate that the western banking system could be at risk of failure, especially if we take into account that most banks, if not all, have failed the stress-tests over the past recent years.

While the bankers and policy makers seem content to ignore the growing problem, our concern is that if the general public is not prepared to act when the market unexpectedly awakens to a correction, then there will be millions of victims as a consequence of the reversal of many years of the low-interest rate price controls and asset price manipulation.

Many systemically important financial institutions received government assistance during the 2008 Global Financial Crisis (GFC) in support of their balance sheets and to prevent insolvency. These measures eased concerns over systemic risk in the short-term. The cost, however, was that a great deal of private sector credit risk transferred onto the public sector in a period when public debt was rampant and continuing to grow rapidly.

This combination ultimately led to the sovereign debt crisis throughout Europe, and to a resurgence of systemic risk driven by the adverse feedback between sovereign and financial sector credit risk. The inter-play of public and private risk is now one of the foremost challenges facing policymakers and regulators in the world’s advanced economies, yet much remains unknown about the sovereign–financial nexus.

The Bank bailouts caused by the 2008 Global Economic Crisis (GFC) played a key role in the management of systemic risk at the height of the GFC have only resulted in a short-term fix to a broken down system. These bailouts are a pyrrhic victory as they transformed the relationship between the financial sector risks and sovereign risks, leading to the emergence of a self-referential loop, which will eventually contribute to a major sovereign debt crisis in the USA, Australia, NZ, Canada and Europe.

The present cross-country heterogeneity that is systematic and worldwide is imploding and heading towards a total collapse of the current western monetary system, in other words, the western nations are in a race to the bottom.

Today, we are witnessing a worldwide backlash against the Banks and regulators. For example, ordinary people along with businesses are being ripped off worldwide through exchange rates and high overseas card fees, and soon high interest rates and high inflation.

THE GLOBAL BULLIONBLOCK SOLUTION

The BULLIONBLOCK ecosystem is the end-to-end solution for the current global, interconnected, debt driven broken down monetary system that is enslaving the general public worldwide and is the vehicle to protect and preserve your money! So, if a bank holiday is declared in your country, or the market crashes, and or the internet falters – you are not affected!

The BULLIONBLOCK FinTech will provide beneficial services for all members of all communities regardless of geographical location or political governance. With Blockchain technology the world market is now easily accessible, and due to its common FinTech and neo-banking regulatory framework that allows the possibility to service all corners of the planet.

We are building a real alternative to traditional banking. The BULLIONBLOCK digital capabilities will turn the customer journey into something that’s highly personalized. BULLIONBLOCK is a decentralized (physical) Gold and Silver backed platform, in other words, a Bullion standard FinTech.

After extensive legal consultation the founding team has selected Hong Kong for the launch of the BULLIONBLOCK FinTech ecosystem for the following reasons: Hong Kong has all the ingredients necessary to become the global and regional FinTech hub. The Hong Kong government has planned to capitalize on financial technology to keep its leading position as one of the world’s top financial hubs.

But unlike other major FinTech hot spots such as London, New York and Singapore that have positioned themselves as true disruptors, Hong Kong has instead opted for a more collaborative approach. Hong Kong is ranked as one of the strongest start-up hubs in the world.

The Company invites all those of you that are concerned and understand the uncertain geopolitical landscape, to participate in the exclusive Token Distribution Event. For further information please visit www.bullionblock.io